While pilot and passenger injuries and damage to the ultralight itself are not covered under a Third Party program, financial responsibilities resulting from a mishap involving another person, place or thing are. Additional insured parties such as landowners, municipalities and airports, can also be covered under this type of policy. Because the possession of Third Party coverage provides landowners with a Certificate of Insurance showing that coverage is in place, access to more flying sites can be opened for the operation of your ultralight.

Members can learn more about how they can participate in the policy by downloading the application or by contacting USUA directly for an application. Please remember, USUA is not involved with providing Certificates of Insurance or responding to future claims.

When one engages in recreational activities requiring the use of a vehicle - whether it be land, water, or air sports related - there are inherent factors that could result in liability issues. No one wants to enjoy an activity, and have the pleasure of it clouded with possible situations that would result in liability claims against their hard earned savings. This Third Party liability insurance for USUA members, can help relieve the worry of possible claims against the pilot should this type of situation occur. Additionally, access to airports, flight parks, and flying events often require this type of coverage. Many states require insurance of this nature just to operate an airplane of any description. This type of coverage is also less expensive than full coverage, and therefore allows USUA members the opportunity to enjoy the thrill of Ultralight aviation, without the worry of liability concerns - and the expense of high-priced insurance costs.

The policy that USUA purchased from First Flight Insurance Group, Inc., is written as a master policy to USUA. It enables USUA members, who are not engaged in commercial operations, to enjoy the benefits of Third Party Liability insurance coverage, and be added as an additional insured on the USUA policy, should they so choose. Simply fill out an application, and send it to USUA.

Current USUA Members with a Powered Ultralight Pilot registration, or higher. This registration can be with any FAA recognized Ultralight organization (USUA, EAA, or ASC). If you are not yet registered, please visit our Airman Registration Program web page for program details and requirements.

FAA licensed pilots, flying certificated aircraft or experimentals (that meet the criteria described below), as well as Powered Paraglider Pilots registered with USPPA, are also eligible under this program. In order to keep the cost of the program affordable, this policy is written as a Master Policy to USUA. Because of this, insurance laws require USUA membership for anyone wishing to take advantage of this insurance.

This policy covers single or two-place engine powered vehicles and aicraft, including fixed wing, weightshift, powered parachutes, powered paragliders and powered hanggliders. These vehicles/aircraft must be registered with an FAA recognized registration program. The aircraft's maximum gross weight cannot exceed 1,150 U.S. pounds (522 kilograms). Power-off stall speed cannot exceed 46 mph (40 knots) calibrated airspeed at maximum gross weight.

If your airplane is not yet registered, please visit our Airman Registration Program web page for program details and requirements.

Step 1: Be a current USUA Member in good standing. You must also have a valid Ultralight Pilot rating from one of the ultralight organizations, or an appropriate FAA pilot certificate. Your plane must also be properly registered. If you or your vehicle are not yet registered, visit our Airman Registration Program web page and follow the instructions.

Step 2: Download and complete this Insurance Application. (in PDF format. Adobe Reader required to view this document). If you have problems printing the form, please contact USUA for an application.

Step 3: Mail the completed insurance application, a copy of your current USUA Membership card plus a copy of your pilot and airplane registrations, along with the premium payment (or credit card information) to First Flight Insurance Group, Inc. If you have any questions about the application or the USUA program, please contact USUA.

Current USUA membership is required for the entire term of the policy. If your membership lapses, so will your insurance!

Class 1: Powered Paragliders and Powered Hang Gliders. Premium: $297.15

Class 2: 992 Lbs. or less maximum takeoff weight. Premium: $386.25

Class 3: 993-1,150 lbs. maximum takeoff weight. Premium: $439.55

Annual Premium per airplane with up to 2 pilots. Additional Pilots (3 or more) can be added to the policy for an additional $77.25 per pilot

Current USUA registered Basic Flight Instructors (BFI) and USUA Advanced Flight Instructors (AFI). Instructors must be owners or employees to be covered under the policy. All airplanes used for training must be registered and have valid written proof that an operational Emergency Parachute Recovery System which is not past its reinspection date, is installed on the plane. All operations are subject to FAA exemptions and requirements.

Each application is underwritten individually based on business and training experience, safety record, size and type of operation and optional coverage required.

Step 1: Be a registered USUA Basic Flight Instructor or Advanced Flight Instructor. Make sure all training aircraft are registered and have an operational Emergency Parachute Recovery System which is not past its reinspection date installed on the plane. If your aircraft is not yet registered, visit our Vehicle Registration Program web page and follow the instructions.

Step 2: Visit the First Flight Insurance Group, Inc.'s website, and select a broker in your state. Ask the broker to send an application to you. If no broker is listed for your state, please contact Dawne Fay at (252) 261-1903 Extension 243 for assistance.